The biggest draw to credit these days is the fact that there are so many partnerships amongst the credit issuers, and the various businesses that are located in and around your residential area. And the thing that you have to remember is that you have to think about these things, because the details will make all of the difference here. Say you have an offer for a particular sort of Shoppers Optimum Mastercard product, and you want to get this product on. But you’re not exactly sure where to go, in terms of the requirements, and where you’ll end up with the whole rate, after a year, say. So what you can do, is you can head over to an actual broker of these products, and you can run through their website. What you’ll likely find is a calculator product or web application that can help you try to decide about whether or not this sort of plan will be good for you.